Now onboarding high-risk verticals
Payment gateways & merchant accounts built for real businesses.
Skip the black-box denials. MerchantForge places your business with the right acquiring bank and gateway stack — low risk, high risk, offshore, or subscription. Approvals in as little as 24 hours.
98.4%
Approval rate for qualified applicants
24h
Median underwriting turnaround
$4.2B
Processed for merchants in 2025
137
Countries covered
merchant-account.live
Business typeNutraceutical / D2C
Monthly volume$180,000
Effective rate2.94% + 25¢
Reserve5% rolling · 6 mo
Approved
Placed with a Tier-1 acquiring bank · NMI gateway · 3DS2 enabled
Trusted acquiring partners
Wells FargoFiservElavonChase PaymentechWorldpayTSYS
Gateway stack
One integration, every processor.
Route transactions through the gateway that gives you the best auth rate. Our orchestration layer plugs into every major provider — no re-integration required.
Buy Verified Business PayPal Account
GlobalBuyer trust, express checkout, 200+ markets.
$599View details →
Buy Verified Business Skrill Account
GlobalDigital wallet payouts and 40+ currencies.
$599View details →
Buy Verified Business Payoneer Account
GlobalCross-border mass payouts and virtual accounts.
$599View details →
Buy Verified Business Wise Account
GlobalReal mid-market FX, multi-currency settlement.
$599View details →
Buy Verified Business Wirex Account
EU / UK / APACCrypto + fiat rails, Visa card issuing.
$599View details →
Buy Verified Business Stripe Account
GlobalCards, wallets, ACH, BNPL in one API.
$599View details →
Buy Verified Business Adyen Account
GlobalEnterprise unified commerce & local acquiring.
$599View details →
Buy Verified Authorize.Net Account
US / CALegacy CNP gateway with recurring billing.
$599View details →
Buy Verified NMI Gateway Account
US / EUWhite-label gateway with tokenized vault.
$599View details →
Buy Verified Checkout.com Account
GlobalHigh auth-rate acquiring for scale merchants.
$599View details →
Buy Verified Worldpay Merchant Account
GlobalTier-1 acquiring in 146 countries.
$599View details →
Buy Verified Braintree Account
GlobalPayPal-owned, wallets + card processing.
$599View details →
Buy Verified Razorpay Business Account
IndiaUPI, cards, netbanking, subscriptions.
$599View details →
Buy Verified Mollie Business Account
EUiDEAL, Bancontact, SEPA, local EU methods.
$599View details →
Buy Verified Klarna Merchant Account
EU / USBuy-now-pay-later and pay-in-3 checkout.
$599View details →
Buy Verified Afterpay Merchant Account
US / AU / UKInstallments with instant approvals.
$599View details →
Buy Verified Alipay Business Account
APACChina's leading wallet, cross-border ready.
$599View details →
Buy Verified WeChat Pay Merchant Account
APAC1B+ Chinese consumers via QR checkout.
$599View details →
Buy Verified Business Revolut Account
EU / UK / USMulti-currency IBANs and card acquiring.
$599View details →
Buy Verified Paysafe Merchant Account
GlobalCash vouchers, wallets, high-risk processing.
$599View details →
Buy Verified Neteller Business Account
GlobalInstant wallet transfers for regulated verticals.
$599View details →
Buy Verified 2Checkout (Verifone) Account
GlobalDigital goods, subscriptions, tax handling.
$599View details →
Industry pricing
Approvals across every risk profile.
Indicative rates from active MerchantForge merchants. Final pricing depends on volume, ticket size, and chargeback history.
Low risk
E-commerce
1.9% + 20¢
per transaction
Recurring
SaaS & Subscriptions
2.4% + 15¢
per transaction
Mid risk
Hospitality & Travel
2.6% + 25¢
per transaction
High risk
Nutraceuticals
3.4% + 30¢
per transaction
High risk
CBD & Wellness
3.9% + 30¢
per transaction
Restricted
Firearms & Ammo
3.5% + 35¢
per transaction
High risk
Adult Services
4.2% + 35¢
per transaction
Regulated
Crypto On-ramp
Custom
per transaction
Ready-to-use accounts
Buy verified business accounts.
Skip weeks of KYC. Every account is fully verified with genuine documents, delivered with full credentials and a replacement warranty.
48 accounts sold this week
Most popularIn stock
Buy Verified Business Wise Account
$599$1500
- ✓Fully KYC-verified business profile
- ✓Multi-currency IBAN (USD, EUR, GBP, AUD)
- ✓SWIFT + local rails enabled
- ✓Login credentials + recovery email
BestsellerIn stock
Buy Verified Business PayPal Account
$599$1500
- ✓Business tier, ID + address verified
- ✓Bank + card attached & confirmed
- ✓Withdrawal limit unlocked
- ✓30-day replacement warranty
Cross-borderIn stock
Buy Verified Business Payoneer Account
$599$1500
- ✓US, EU, UK, JP receiving accounts
- ✓Prepaid MasterCard shipping optional
- ✓Marketplace payout ready (Amazon, Fiverr, Upwork)
- ✓Full document handover
Instant payoutsIn stock
Buy Verified Business Skrill Account
$599$1500
- ✓Tier-3 verified, high sending limit
- ✓Crypto + fiat withdrawal enabled
- ✓VCC attached for merchant use
- ✓24/7 replacement support
Crypto-friendlyIn stock
Buy Verified Wirex Business Account
$599$1500
- ✓Full KYC with proof of address
- ✓Visa card issued & activated
- ✓BTC / ETH / USDT wallets ready
- ✓Fiat off-ramp in 40+ countries
US / EUIn stock
Buy Verified Stripe Business Account
$599$1500
- ✓Aged LLC + EIN + bank attached
- ✓Charges + payouts fully enabled
- ✓Dashboard access, no restrictions
- ✓Complete company documentation
EU IBANIn stock
Buy Verified Revolut Business Account
$599$1500
- ✓Registered UK / EU entity
- ✓Local IBAN + physical card
- ✓Multi-user access ready
- ✓Fully compliant onboarding pack
US onlyIn stock
Buy Verified Cash App Business Account
$599$1500
- ✓SSN + ID verified
- ✓BTC buy / sell enabled
- ✓Cashtag activated with limits raised
- ✓Linked debit card included
Regulated verticalsIn stock
Buy Verified Business Neteller Account
$599$1500
- ✓Tier-3 verified wallet
- ✓Instant transfers unlocked
- ✓Net+ prepaid card attached
- ✓Merchant payout schedule set
EnterpriseIn stock
Buy Verified Business Adyen Account
$599$1500
- ✓MID with local acquiring
- ✓Multi-region settlement
- ✓Risk profile pre-tuned
- ✓Reporting API keys included
Wallets + cardsIn stock
Buy Verified Braintree Business Account
$599$1500
- ✓Production merchant ID
- ✓PayPal wallet connected
- ✓Vault + recurring enabled
- ✓Webhook signing keys included
High auth-rateIn stock
Buy Verified Checkout.com Business Account
$599$1500
- ✓Live public/secret API keys
- ✓Local acquiring in 5+ regions
- ✓Dispute API access
- ✓3DS orchestration ready
Tier-1 acquirerIn stock
Buy Verified Worldpay Merchant Account
$599$1500
- ✓Assigned MID + terminal ID
- ✓Multi-currency processing
- ✓Chargeback protection tier
- ✓Next-day settlement
US / CAIn stock
Buy Verified Authorize.Net Account
$599$1500
- ✓Gateway + merchant credentials
- ✓CIM tokenization enabled
- ✓Recurring billing module
- ✓Fraud detection suite active
White-labelIn stock
Buy Verified NMI Gateway Account
$599$1500
- ✓Reseller-ready gateway
- ✓Customer vault enabled
- ✓iFrame + hosted checkout
- ✓3DS 2.0 configured
IndiaIn stock
Buy Verified Razorpay Business Account
$599$1500
- ✓KYC complete with GSTIN
- ✓UPI + netbanking + cards live
- ✓Subscriptions module enabled
- ✓Instant settlement eligible
EU railsIn stock
Buy Verified Mollie Business Account
$599$1500
- ✓EU business verification
- ✓iDEAL, Bancontact, SEPA enabled
- ✓SEPA payout schedule set
- ✓Multi-shop dashboard access
BNPLIn stock
Buy Verified Klarna Merchant Account
$599$1500
- ✓MID with pay-in-3 & pay-later
- ✓Merchant portal credentials
- ✓Widget + API keys included
- ✓Payout account attached
InstallmentsIn stock
Buy Verified Afterpay Merchant Account
$599$1500
- ✓Merchant ID + secret key
- ✓Instant approvals enabled
- ✓Retailer portal access
- ✓Chargeback assist tier
APACIn stock
Buy Verified Alipay Business Account
$599$1500
- ✓Cross-border merchant credential
- ✓CNY settlement configured
- ✓Marketing tools unlocked
- ✓QR checkout kit included
ChinaIn stock
Buy Verified WeChat Pay Merchant Account
$599$1500
- ✓Verified merchant credential
- ✓QR + in-app payment ready
- ✓Refund API enabled
- ✓CNY payout account linked
High-riskIn stock
Buy Verified Paysafe Merchant Account
$599$1500
- ✓High-risk MID assigned
- ✓Cash + wallet + card rails
- ✓Chargeback threshold raised
- ✓Dedicated risk manager
Digital goodsIn stock
Buy Verified 2Checkout (Verifone) Account
$599$1500
- ✓Vendor account with API keys
- ✓Subscription billing enabled
- ✓Global tax handling on
- ✓Payout method configured
Global collectionsIn stock
Buy Verified Business Airwallex Account
$599$1500
- ✓Global multi-currency accounts
- ✓Card issuing enabled
- ✓Batch payouts ready
- ✓API keys pre-generated
US startupsIn stock
Buy Verified Mercury Business Account
$599$1500
- ✓US LLC / C-Corp attached
- ✓Debit card + treasury access
- ✓ACH + wire enabled
- ✓IO API access
Corporate cardsIn stock
Buy Verified Brex Business Account
$599$1500
- ✓EIN + business verified
- ✓Corporate cards issued
- ✓Cashback rewards active
- ✓Full ledger export
Spend controlIn stock
Buy Verified Ramp Business Account
$599$1500
- ✓Verified US entity
- ✓Unlimited virtual cards
- ✓Bill pay + reimbursements
- ✓Accounting sync ready
US bankIn stock
Buy Verified Chase Business Account
$599$1500
- ✓EIN + address verified
- ✓Debit + wire enabled
- ✓Online banking access
- ✓Compatible with Stripe/PayPal
US bankIn stock
Buy Verified Bank of America Business Account
$599$1500
- ✓Full KYC on business owner
- ✓Wire + ACH enabled
- ✓Business debit card
- ✓Full documentation pack
US bankIn stock
Buy Verified Capital One Business Account
$599$1500
- ✓Verified US LLC
- ✓Online + mobile access
- ✓Debit card issued
- ✓Recovery email + phone
US bankIn stock
Buy Verified Wells Fargo Business Account
$599$1500
- ✓Registered US business
- ✓Wire, ACH, checks enabled
- ✓Business debit + login
- ✓Compatible for merchant onboarding
UK bankIn stock
Buy Verified Barclays Business Account
$599$1500
- ✓UK Ltd company attached
- ✓Sterling + FX enabled
- ✓Debit card issued
- ✓Online banking access
Global bankIn stock
Buy Verified HSBC Business Account
$599$1500
- ✓Verified multi-jurisdiction entity
- ✓Multi-currency capabilities
- ✓SWIFT enabled
- ✓Full onboarding docs
EU digitalIn stock
Buy Verified N26 Business Account
$599$1500
- ✓EU KYC verified
- ✓Instant SEPA transfers
- ✓MasterCard debit issued
- ✓Cashback tier active
UK digitalIn stock
Buy Verified Monzo Business Account
$599$1500
- ✓UK Ltd verified
- ✓Faster Payments + BACS
- ✓Debit card + login
- ✓Pots + accounting integrations
UK digitalIn stock
Buy Verified Starling Business Account
$599$1500
- ✓Verified UK company
- ✓GBP + EUR accounts
- ✓Debit card issued
- ✓Xero / QuickBooks ready
UK SMBIn stock
Buy Verified Tide Business Account
$599$1500
- ✓UK company + director KYC
- ✓Sort code + account no.
- ✓Card + expense tools
- ✓Instant invoicing enabled
EU digitalIn stock
Buy Verified Bunq Business Account
$599$1500
- ✓EU business verification
- ✓Multi-IBAN setup
- ✓Metal card optional
- ✓Sub-accounts activated
EU SMBIn stock
Buy Verified Qonto Business Account
$599$1500
- ✓Verified EU entity
- ✓IBAN + physical card
- ✓Accounting integrations
- ✓Team access ready
EU / FRIn stock
Buy Verified Anytime Business Account
$599$1500
- ✓Verified French / EU entity
- ✓IBAN with debit card
- ✓Batch payouts enabled
- ✓Multi-user roles
CryptoIn stock
Buy Verified Coinbase Business Account
$599$1500
- ✓Business KYB completed
- ✓USD + crypto wallets
- ✓OTC + trading enabled
- ✓API keys generated
CryptoIn stock
Buy Verified Binance Business Account
$599$1500
- ✓Enterprise KYB verified
- ✓Spot + futures enabled
- ✓OTC desk access
- ✓API + sub-accounts ready
CryptoIn stock
Buy Verified Kraken Pro Business Account
$599$1500
- ✓Business tier verified
- ✓Margin + futures enabled
- ✓OTC access
- ✓Withdrawal limits raised
Crypto checkoutIn stock
Buy Verified Bitpay Merchant Account
$599$1500
- ✓Verified merchant profile
- ✓BTC / ETH / stablecoin invoicing
- ✓Auto-settlement to fiat
- ✓Plugin + API kit
CryptoIn stock
Buy Verified BitStamp Business Account
$599$1500
- ✓EU-regulated KYB
- ✓Fiat + crypto rails
- ✓API keys ready
- ✓Withdrawal tier raised
RemittanceIn stock
Buy Verified TransferGo Business Account
$599$1500
- ✓Verified business KYC
- ✓Multi-corridor payouts
- ✓Local pickup network
- ✓Fee-free tier active
RemittanceIn stock
Buy Verified WorldRemit Business Account
$599$1500
- ✓KYB verified profile
- ✓Mass payout enabled
- ✓150+ countries reachable
- ✓Compliance pack included
WalletsIn stock
Buy Verified Google Pay Merchant Account
$599$1500
- ✓Verified merchant identity
- ✓Web + in-app pay enabled
- ✓Loyalty API access
- ✓Payout method attached
WalletsIn stock
Buy Verified Apple Pay Merchant ID
$599$1500
- ✓Verified Apple developer entity
- ✓Merchant ID + domain verified
- ✓Payment processing cert
- ✓Compatible with Stripe / Braintree
US / CA / UKIn stock
Buy Verified Square Business Account
$599$1500
- ✓Aged Square with clean history
- ✓Card present + online enabled
- ✓Payouts to linked bank
- ✓Reader / POS optional
✓ 100% verified with genuine documents✓ Instant delivery after payment✓ 30-day replacement warranty
Need a bulk order? Contact us →✓
Chargeback shield
Ethoca + Verifi alerts, pre-arbitration workflows, and dispute automation keep your ratio under threshold.
✓
Next-day funding
Batch cutoff at 11pm ET, funds in your operating account by 9am — including weekends on eligible accounts.
✓
PCI DSS Level 1
Fully hosted tokenization vault. Your checkout stays out of scope with drop-in iframes and mobile SDKs.
✓
Cross-border ready
Multi-currency settlement in 38 currencies, local acquiring in the EU, UK, LATAM, and APAC.
✓
Real dedicated manager
A named underwriter and account manager — not a ticket queue. Direct Slack or WhatsApp available.
✓
Transparent statements
Interchange-plus by default. No junk fees, no PCI non-compliance surcharges, no tiered obfuscation.
Questions merchants actually ask.
How is a merchant account different from a payment gateway?+
The merchant account is your acquiring bank relationship — it holds and settles funds. The gateway is the software that securely transmits card data to the processor. You need both. MerchantForge sets up both under one roof.
Do you support high-risk industries?+
Yes. We place high-risk merchants (nutra, CBD, firearms, adult, ticketing, coaching, crypto) with specialty acquirers domestically and offshore. Higher rates apply but approvals are consistent.
How long does approval take?+
Standard low-risk merchants are underwritten and live in 1–3 business days. High-risk typically 5–10 business days depending on documentation.
Is there a monthly minimum?+
No. We don't charge monthly minimums or early-termination fees. You can leave at any time and take your customer vault with you.
Start accepting payments this week.
Free application. No credit pull to quote. A dedicated underwriter reviews within one business day.